Privacy Policy

Privacy Policy

Last Updated: September 5, 2026

Publicity Poster ("Publicity Poster", "PP Expense", "we", "us", or "our") respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how PP Expense handles information when you use the PP Expense Android application, website, and related services.

PP Expense is designed as an offline-first and privacy-focused personal finance application. Most core financial information is intended to remain on your device unless you voluntarily use a feature that transfers or synchronizes information, such as Google Drive backup, data export, support requests, account-related services, subscriptions, or other online functionality.

By installing, accessing, or using PP Expense, you acknowledge that you have read and understood this Privacy Policy.

1. About PP Expense

PP Expense is a personal finance management application that allows users to manage and organize financial information, including expenses, income, transfers, budgets, categories, payment methods, notes, reports, and related financial records.

The core functionality of PP Expense is designed to operate locally on your device and does not require you to create an online account merely to use the basic expense-management functionality.

Certain optional features require an internet connection, including:

• Google Sign-In
• Google Drive backup and restore
• Subscription and payment verification
• Advertising
• Support requests
• Optional analytics and diagnostics
• Other online or cloud-based features

2. Who We Are

PP Expense is operated under the Publicity Poster brand.

Developer/Publisher: Publicity Poster
Developer: Aman Kumar Singh, India
Privacy & Support Email: [email protected]
Website: https://expense.ppapps.in/

For privacy-related questions, requests, complaints, or concerns, you may contact us at [email protected].

3. Scope of This Privacy Policy

This Privacy Policy applies to:

• The PP Expense Android application
• The PP Expense website
• PP Expense-related online services
• Google Sign-In functionality
• Google Drive backup and restore functionality
• Subscription and payment-related services
• Advertising services
• Analytics and diagnostics functionality
• Customer support and communications

This Privacy Policy does not control the privacy practices of third-party services such as Google, Google Drive, Google AdMob, Razorpay, Google Play, or other third-party services.

Those services may process information under their own privacy policies and terms.

4. Information We May Process

The information handled by PP Expense depends on the features you choose to use.

We follow a data-minimization approach and do not intentionally collect information that is unnecessary for providing the relevant functionality.

4.1 Financial and Transaction Information

When using PP Expense, you may enter or generate information such as:

• Expenses
• Income
• Transfers
• Transaction amounts
• Transaction dates
• Transaction descriptions
• Categories
• Custom categories
• Tags
• Payment methods
• Notes
• Budgets and budget limits
• Financial reports and summaries
• Recurring transaction information
• Profile or workspace information
• Other information that you voluntarily enter into the application

Some of this information may constitute sensitive financial information.

Local Storage

PP Expense is designed to store your core financial records locally on your device by default.

We do not sell your financial records or intentionally use your financial transaction history for advertising.

Your locally stored financial information does not ordinarily leave your device simply because you use the core offline features of PP Expense.

However, information may leave your device when you voluntarily use features that involve transferring or exporting information, including:

• Google Drive backup or synchronization
• Google Drive restore
• CSV or JSON export
• Support requests
• Account-related services
• Subscription-related services
• Other online features

5. Information You Provide Directly

We may receive information that you voluntarily provide when you:

• Sign in using Google
• Contact customer support
• Submit a support inquiry
• Request account deletion
• Request data deletion
• Purchase a subscription
• Communicate with us
• Submit feedback
• Use our website
• Use online features
• Otherwise provide information voluntarily

Depending on the interaction, this information may include your name, email address, account identifiers, support messages, subscription-related information, and other information necessary to provide the requested service.

Please avoid sending unnecessary sensitive financial information through support channels.

6. Google Sign-In

PP Expense may provide an optional Sign in with Google feature.

If you choose to sign in using your Google Account, Google may provide PP Expense with information permitted by the authorization you grant and the applicable Google authentication mechanism.

Depending on the Google authorization configuration, this may include:

• Your name
• Your email address
• Your Google account or profile identifier
• Other basic profile information made available through the authorized sign-in process

PP Expense does not receive your Google Account password through Google Sign-In.

Google Sign-In may be used to facilitate authentication, account identification, account-related functionality, subscription or entitlement functionality, and other features disclosed to you.

We do not intentionally use Google authentication information to access unrelated Google services or unrelated Google Account content.

We do not sell Google user data.

Google user data is used only for purposes reasonably necessary to provide the functionality for which you authorize access and in accordance with applicable Google policies and applicable law.

7. Google Drive Backup and Restore

PP Expense may provide an optional Google Drive Cloud Sync & Backup feature.

If you connect Google Drive and authorize access, PP Expense may transfer selected PP Expense application data to your Google Drive for backup or restoration purposes.

Depending on the backup configuration, this may include:

• Transactions
• Expenses
• Income
• Transfers
• Categories
• Budgets
• Settings
• Profiles
• Other PP Expense data included in the backup

Your Choice

Google Drive backup is optional.

You are not required to use Google Drive to use the core offline functionality of PP Expense.

Google Drive Access

PP Expense only requests and uses Google Drive access necessary for the backup and restore functionality that you authorize.

We do not intentionally use your Google Drive authorization to browse unrelated personal files or use unrelated Google Drive content for advertising.

Your Google Drive account and information stored within it are also subject to Google's terms, privacy policies, and security practices.

You are responsible for maintaining the security of your Google Account and Google Drive.

Google User Data

Google user data obtained through Google APIs is used only for the purposes disclosed in this Privacy Policy and necessary to provide the corresponding PP Expense functionality.

We do not sell Google user data.

We do not use Google user data for advertising.

We do not use Google Drive content for unrelated profiling or advertising purposes.

We do not transfer Google user data to third parties except where necessary to provide the requested functionality, comply with applicable law, protect our rights or users, or where otherwise permitted by applicable Google API policies.

8. AI Quick Add and Local Processing

PP Expense may provide AI-assisted functionality, including AI Quick Add, which helps convert natural-language input into structured financial information.

Where AI Quick Add is implemented using on-device processing, the information entered into this feature is processed locally on your device.

We do not intend to send your financial transaction information to an external AI provider merely because you use the on-device AI Quick Add functionality.

If a future version introduces an AI feature that requires sending information to an external AI service, we will update the relevant privacy disclosures and obtain any consent required by applicable law.

9. Advertising and Google AdMob

The free version of PP Expense may display advertisements using third-party advertising services, including Google AdMob.

Advertising providers may process certain information necessary to:

• Display advertisements
• Measure advertising performance
• Prevent fraud and abuse
• Maintain advertising security
• Provide or personalize advertisements where applicable
• Understand advertising interactions
• Comply with legal and regulatory requirements

Depending on advertising configuration, device settings, applicable law, and your consent choices, advertising-related information may include:

• Advertising or device identifiers
• Device and application information
• IP address
• Approximate location derived from technical information where applicable
• Advertisement interaction information
• Diagnostic and performance information
• Information necessary for advertisement delivery

The exact information processed by Google may depend on Google's services, SDK configuration, regional requirements, and your choices.

Financial Information and Advertising

PP Expense does not intentionally provide your personal transaction history, expense records, income records, budgets, or financial reports to AdMob for advertising purposes.

Your financial records are not sold to advertisers.

Third-party advertising providers may independently process information in accordance with their own privacy policies.

10. Ad-Free Subscription

PP Expense may offer monthly and yearly subscription plans that provide an ad-free experience and other benefits described in the application or applicable purchase screen.

If you purchase a subscription, payment processing may be facilitated by Razorpay or another payment service provider used by PP Expense.

We may process information necessary to:

• Identify your subscription
• Verify payment status
• Determine subscription eligibility
• Provide purchased benefits
• Prevent fraudulent transactions
• Handle refunds or disputes
• Maintain transaction records where required
• Provide subscription-related customer support

Payment providers may independently process payment and personal information according to their own privacy policies and applicable laws.

Payment Credentials

Payment credentials such as complete card numbers, CVV information, UPI authentication credentials, banking passwords, or similar sensitive payment authentication information are intended to be handled by the applicable payment provider or financial institution rather than stored by PP Expense.

We do not intentionally store complete payment credentials unless a particular payment service explicitly provides such functionality and the processing is legally and technically permitted.

11. Analytics and Diagnostics

PP Expense may provide an Analytics & Diagnostics setting.

Where this feature is enabled and the configured analytics or diagnostics service transmits information, we may process limited technical information such as:

• App version
• Operating system information
• Device or application information
• Crash information
• Performance information
• Technical error information
• Feature usage or diagnostic events
• Information necessary to troubleshoot technical problems

This information may be used to:

• Identify crashes
• Improve application stability
• Diagnose technical problems
• Improve application performance
• Understand general product usage
• Improve the reliability of PP Expense

We do not intend to include your financial transaction records in ordinary analytics or diagnostic information.

Where the application provides a control to enable or disable analytics and diagnostics, your choice will be respected, subject to information that is technically necessary for security, fraud prevention, legal compliance, or operation of the service.

12. Support Requests and Communications

If you contact PP Expense support, we may process information contained in your communication.

This may include:

• Name
• Email address
• Support message
• Device or application information voluntarily provided
• Screenshots or attachments voluntarily provided
• Other information necessary to investigate and respond to your request

Support information may be used to:

• Respond to your inquiry
• Troubleshoot problems
• Investigate technical issues
• Provide customer support
• Prevent abuse
• Maintain reasonable support records

Please do not send passwords, authentication codes, complete payment credentials, or unnecessary sensitive financial information through support channels.

13. Website Information

When you visit the PP Expense website, we may receive limited technical information necessary to operate, maintain, and secure the website.

This may include:

• IP address
• Browser type
• Operating system
• Device information
• Requested pages
• Date and time of access
• Security and server logs
• Information submitted through website forms

This information may be used to:

• Operate the website
• Maintain website security
• Detect abuse
• Troubleshoot technical problems
• Improve website performance
• Comply with applicable legal requirements

Our website may use essential cookies or similar technologies necessary for website functionality, security, preferences, or operation.

Please refer to our separate Cookie Policy for additional information.

14. How We Use Information

Depending on the features you use, information may be used to:

1. Provide PP Expense functionality.
2. Store and manage locally maintained financial records.
3. Authenticate your account when you choose Google Sign-In.
4. Provide Google Drive backup and restore.
5. Provide subscription and entitlement functionality.
6. Process or facilitate payments.
7. Provide an ad-supported version of PP Expense.
8. Provide an ad-free subscription experience.
9. Respond to customer support requests.
10. Troubleshoot technical issues.
11. Detect, prevent, and investigate fraud, abuse, or unauthorized activity.
12. Maintain application security and reliability.
13. Comply with applicable laws and legal obligations.
14. Enforce our applicable terms and policies.
15. Protect our rights, users, property, and services.
16. Improve PP Expense and its features.
17. Fulfill purposes disclosed to you when information is collected.

We do not sell your personal information or financial records.

15. How We Share Information

We do not sell your personal information or financial records.

However, information may be disclosed to third parties in limited circumstances necessary to operate PP Expense.

Google

Google services may be used for:

• Google Sign-In
• Google Drive
• Google Play
• Google AdMob
• Other Google services integrated into PP Expense

Razorpay

Razorpay or another applicable payment provider may process information necessary for payment and subscription transactions.

Service Providers

We may use trusted third-party service providers for infrastructure, security, analytics, diagnostics, customer support, communications, or other technical services.

Such providers may process information only to the extent reasonably necessary to provide their services to us and subject to applicable safeguards.

Legal Requirements

We may disclose information where reasonably necessary to:

• Comply with applicable law
• Respond to lawful governmental or regulatory requests
• Comply with court orders or legal processes
• Investigate suspected fraud or abuse
• Protect the safety, rights, property, or security of users
• Protect PP Expense or Publicity Poster
• Enforce applicable agreements

Business Transfers

If Publicity Poster or relevant PP Expense assets are involved in a merger, acquisition, restructuring, financing, sale, bankruptcy, or similar transaction, information associated with the affected service may be transferred as part of that transaction, subject to applicable law.

16. What We Do Not Do

We do not:

• Sell your financial records.
• Sell your personal information.
• Intentionally provide your transaction history to advertisers.
• Intentionally use your expense history to create advertising profiles.
• Require an online account merely to use core offline expense-management features.
• Intentionally access unrelated Google Drive files.
• Ask for your Google Account password.
• Intentionally store complete payment authentication credentials.
• Intentionally use Google Drive data for unrelated advertising purposes.

Nothing in this section prevents processing that is required by law, necessary for security or fraud prevention, necessary for service operation, or explicitly authorized by you.

17. Offline-First Data Architecture

PP Expense is designed around an offline-first architecture.

Core financial information can be created, viewed, edited, categorized, analyzed, and managed locally without requiring continuous internet access.

The absence of an internet connection does not prevent the core local expense-management functionality from operating.

However, certain features require internet connectivity, including:

• Google Sign-In
• Google Drive backup and restore
• Subscription or payment verification
• Online support requests
• Advertisements
• Optional analytics and diagnostics
• Other cloud or server-dependent functionality

Therefore, "offline-first" does not mean that every PP Expense feature operates without an internet connection.

18. Data Storage and Retention

18.1 Local Data

Financial information stored locally on your device generally remains there until you:

• Delete the information
• Clear application data
• Use an available data-clearing feature
• Delete your account where applicable
• Uninstall the application
• Otherwise remove the information from your device

Android operating-system behavior, device backup mechanisms, and manufacturer features may affect how application information is retained or restored.

We cannot control independent device-level backups or copies created by your operating system or other applications.

18.2 Google Drive Backups

If you create a backup in Google Drive, the backup may remain in your Google Drive until you delete it or it is otherwise removed through applicable deletion processes.

You should review your Google Drive storage and delete unwanted backups or exported files when they are no longer required.

18.3 Support Information

Support communications may be retained for as long as reasonably necessary to:

• Resolve your request
• Maintain support history
• Investigate abuse
• Protect security
• Resolve disputes
• Comply with legal obligations

18.4 Payment and Subscription Information

Certain payment, subscription, accounting, tax, fraud-prevention, or transaction information may need to be retained for legally required or legitimate business purposes.

Where retention is required by law, we may retain relevant information for the period required by law.

19. Account Deletion

If you create or use a PP Expense account, you may request deletion of your account and associated personal information.

Account deletion may be initiated through:

• The applicable account/settings functionality within PP Expense; or
• Our external account-deletion mechanism.

Account Deletion:
https://expense.ppapps.in/legal/account-deletion

Upon a valid deletion request, we will delete or anonymize personal information associated with the account that we control, subject to:

• Applicable legal obligations
• Legitimate security requirements
• Fraud prevention
• Dispute resolution
• Accounting, tax, or payment obligations
• Information that must be retained by law
• Information genuinely outside our control

Local Device Information

Account deletion does not automatically guarantee removal of every copy of information that you independently created or stored outside systems controlled by us.

For example, you may have:

• Exported JSON backups
• Exported CSV files
• Manually copied information
• Created Google Drive backups
• Created device-level backups

You are responsible for deleting copies that you independently control where PP Expense does not technically control those copies.

Where PP Expense controls an associated cloud copy and has the technical ability to delete it, we will process the deletion request accordingly.

20. Data Deletion Requests

You may request deletion of personal information associated with PP Expense.

You may submit a request by contacting:

[email protected]

You may also use our Data Deletion page:

https://expense.ppapps.in/legal/data-deletion

To protect your account and prevent unauthorized deletion requests, we may need to verify your identity or account ownership before completing certain requests.

21. Data Export

PP Expense may provide functionality to export your financial information in formats such as:

• JSON
• CSV
• Other formats introduced by the application

Exported information becomes a copy outside the normal PP Expense application environment.

You are responsible for protecting exported files because they may contain sensitive financial information.

We recommend storing exported financial files in a secure location and avoiding unnecessary sharing.

22. Your Privacy Choices

Depending on the features available in your version of PP Expense, you may have choices regarding:

• Whether to use Google Sign-In
• Whether to use Google Drive backup
• Whether to enable automatic cloud backup
• Whether to use subscription services
• Whether to use the ad-supported version
• Whether to enable analytics and diagnostics
• Whether to export your data
• Whether to submit support information
• Whether to delete your account

Some choices may prevent you from using the associated feature.

For example, declining Google Drive authorization means that Google Drive backup and restore functionality may not be available.

23. Your Privacy Rights

Depending on your location and applicable law, you may have rights relating to your personal data, which may include:

• Requesting information about personal data processed about you
• Requesting correction of inaccurate personal information
• Requesting deletion or erasure where legally applicable
• Withdrawing consent where processing is based on consent
• Requesting information about how your data is processed
• Raising a privacy grievance or complaint
• Exercising other rights provided by applicable privacy laws

The availability and scope of these rights may depend on applicable law, the nature of the information, the purpose of processing, and applicable legal exceptions.

Privacy requests may be submitted to:

[email protected]

We may request reasonable information to verify your identity before processing certain requests.

24. India Data Protection Laws

Where applicable to our processing activities, we intend to comply with applicable Indian data-protection and privacy requirements, including the Digital Personal Data Protection Act, 2023, and applicable rules, regulations, notifications, amendments, and requirements to the extent applicable and in force.

Nothing in this Privacy Policy is intended to exclude or reduce any mandatory rights or protections available to you under applicable law.

25. Security

We take reasonable technical and organizational measures intended to protect information against unauthorized access, alteration, disclosure, misuse, loss, or destruction.

Depending on the type of information and feature, safeguards may include:

• Local application data isolation
• Android platform security mechanisms
• Access controls
• Authentication mechanisms
• Secure network communication where applicable
• HTTPS/TLS for applicable online transmissions
• Restricted access to systems
• Security monitoring and troubleshooting
• Third-party provider security controls
• Data minimization
• Account and access management

However, no application, network, device, cloud service, or electronic transmission can be guaranteed to be completely secure.

Accordingly, while we take reasonable measures to protect information, we cannot guarantee absolute security.

You are also responsible for maintaining the security of:

• Your Android device
• Device screen lock
• App Lock where enabled
• Google Account
• Google Drive
• Email account
• Exported files
• Backup files
• Payment accounts

26. App Lock and Device Security

PP Expense may provide an application lock or similar security feature.

App Lock is an additional protection mechanism and should not be considered a substitute for:

• Your device screen lock
• Operating-system security
• Google Account security
• Secure backups
• Safe password and authentication practices

We cannot guarantee that App Lock will protect information against every possible form of device compromise, malware, rooted devices, forensic access, operating-system vulnerabilities, or unauthorized physical access.

27. Third-Party Services

PP Expense may integrate with or depend on third-party services.

These may include:

• Google
• Google Play
• Google Sign-In
• Google Drive
• Google AdMob
• Razorpay
• Analytics and diagnostics providers
• Hosting or infrastructure providers
• Security providers
• Other service providers necessary to operate PP Expense

Third-party providers may independently collect and process information under their own terms and privacy policies.

Your use of a third-party service may therefore be subject to that provider's separate policies.

We recommend reviewing the privacy policies of third-party services that you choose to use.

28. International Processing

Some third-party service providers used by PP Expense may process information using infrastructure located outside India or in multiple countries.

As a result, information associated with optional online features may potentially be processed in jurisdictions other than your country of residence.

Where required, such processing will be subject to applicable legal requirements and appropriate safeguards.

Because third-party providers control their own infrastructure, we cannot guarantee that every service provider will process information exclusively within India.

29. Children's Privacy

PP Expense is a general-purpose personal finance application and is not specifically designed to encourage children to provide personal information.

We do not knowingly seek to collect personal information from children in circumstances where such collection is prohibited by applicable law.

If you believe that a child has provided personal information to us in violation of applicable law, please contact:

[email protected]

We will review the request and take appropriate action where required.

30. User Responsibility for Financial Information

PP Expense is a tool for recording, organizing, and analyzing information supplied by the user.

You are responsible for:

• The accuracy of information entered into PP Expense
• Reviewing your transaction records
• Protecting your device
• Protecting your Google Account
• Protecting your backups
• Protecting exported files
• Maintaining appropriate authentication security
• Deciding what information to store in the application

PP Expense does not independently verify the accuracy, legality, ownership, or completeness of financial information entered by users.

31. No Sale of Personal or Financial Information

We do not sell personal information or financial records to third parties.

This includes:

• Transaction histories
• Expense records
• Income records
• Budget information
• Financial reports
• Personal profiles
• Google Drive backup contents

Third-party service providers may nevertheless process certain technical, advertising, payment, authentication, or other information as necessary to provide their services.

Such processing does not mean that PP Expense sells your information.

32. Security Incidents

Despite reasonable safeguards, no system can be guaranteed to be completely immune from security incidents.

If we become aware of a security incident involving personal information that requires notification under applicable law, we will take reasonable steps to investigate, contain, remediate, and notify affected users or authorities where legally required.

We may also take precautionary measures such as restricting access, disabling functionality, requiring authentication changes, or implementing technical updates.

33. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect:

• Changes to PP Expense
• New features
• Changes to third-party services
• Changes in data practices
• Changes in applicable laws
• Security improvements
• Regulatory requirements
• Operational requirements

When we make changes, we will update the "Last Updated" date at the top of this Privacy Policy.

For material changes, we may provide additional notice through the application, website, or other reasonable means where appropriate.

Your continued use of PP Expense after an updated Privacy Policy becomes effective constitutes your acknowledgment of the updated policy, to the extent permitted by applicable law.

34. Severability

If any provision of this Privacy Policy is determined to be invalid, unlawful, or unenforceable, that provision will be interpreted or modified to the extent necessary to make it enforceable, and the remaining provisions will continue to apply to the fullest extent permitted by law.

35. No Waiver of Legal Rights

Nothing in this Privacy Policy is intended to:

• Waive any mandatory legal right
• Exclude statutory protections
• Limit rights that cannot legally be limited
• Prevent you from exercising rights available under applicable law

Where applicable law provides greater privacy protection than this Privacy Policy, the applicable law will prevail to the extent required.

36. Governing Law

This Privacy Policy is intended to be interpreted in accordance with applicable laws of India, subject to any mandatory consumer, privacy, or other legal protections that may apply to you based on your jurisdiction.

Nothing in this section is intended to deprive you of rights that cannot lawfully be excluded or restricted.

37. Contact Us

If you have questions, concerns, privacy requests, data deletion requests, or complaints regarding this Privacy Policy or PP Expense's handling of personal information, please contact us.

Publicity Poster

Privacy & Support Email:
[email protected]

Website:
https://expense.ppapps.in/

Account Deletion:
https://expense.ppapps.in/legal/account-deletion

Data Deletion:
https://expense.ppapps.in/legal/data-deletion

We will review privacy requests and complaints and respond in accordance with applicable law and reasonable operational procedures.

38. Summary of Our Privacy Approach

PP Expense follows these core privacy principles:

• Your financial data is stored locally by default.
• Core financial functionality is designed to work offline.
• Google Sign-In is optional.
• Google Drive backup is optional and requires your authorization.
• AdMob may process advertising and technical information to provide advertisements.
• Razorpay may process payment and subscription information when you purchase a plan.
• Analytics and diagnostics may process limited technical information when enabled and configured.
• Your financial transaction records are not intentionally provided to advertisers.
• We do not sell your personal information or financial records.
• You can export your financial information using available export functionality.
• You can request account and data deletion.
• Third-party services remain subject to their own privacy policies and terms.
• No digital system can be guaranteed to be completely secure.

By using PP Expense, you acknowledge that you have read and understood this Privacy Policy.